NetLedger doesn't just track your subscriptions. It autonomously identifies wasted money, forecasts your rolling cash flow, and relentlessly roasts your bad spending habits.
Due in August 2026
Netflix
Entertainment
RM 55.00
/mo
RM 55.00
/mo
Spotify Premium
Entertainment
RM 14.90
/mo
RM 14.90
/mo
Gym Membership
Health
RM 1,440.00
/yr
RM 120.00
/mo
Amazon Prime
Shopping
RM 20.00
/mo
RM 20.00
/mo
Adobe Creative Cloud
Software
RM 235.00
/mo
RM 235.00
/mo
ChatGPT Plus
Software
RM 95.00
/mo
RM 95.00
/mo
Every feature exists to eliminate one thing: financial uncertainty.
Gym Membership
Health
14 Aug
in 4d
RM 120.00
/mo
RM 1440.00
/yr
Adobe Creative Cloud
Software
21 Aug
in 11d
RM 235.00
/mo
RM 2820.00
/yr
Netflix
Entertainment
2 Aug
in 23d
RM 55.00
/mo
RM 55.00
/mo
Paying RM 1,440/yr for the gym? NetLedger instantly normalizes all your bizarre billing cycles into one true monthly burn rate. See exactly what everything actually costs you per month.
See every upcoming payment on a rolling calendar — weekly, monthly, bi-annual, or yearly. No more surprises. NetLedger calculates your true monthly burn across every billing cycle and forecasts your cash flow.
AUGUST 2026
This monthRM 270.00
SEPTEMBER 2026
RM 505.00
OCTOBER 2026
RM 750.00
NOVEMBER 2026
RM 270.00
Prorate every bill to its exact monthly equivalent so you always know how much cash to set aside.
Plan ahead with a precise month-by-month breakdown of what is actually due — not just averages.
Cento isn't just a chatbot. It's an autonomous AI financial advisor that lives in your ledger. It analyzes your spending, identifies wasted money, and can even edit your subscriptions for you.